Rabu, 24 September 2014

Stop Them Ask Credit From Callin Creditors

credit


If you have trouble maintaining a good credit rating, you may find yourself distracted by calls from collection agencies. If your debt is submitted to one of these organizations, you already have a black mark on your credit report. 

Yet. It is important to know your rights when it comes to being in debt. Phone calls from collection agencies unethical, and if you understand the laws of a good credit rating, you can protect yourself against problems and all the illegal actions of the company.

important task to meet and review, if you think you are treated badly is a ban or FDCPA debt collection actions. It is a law that will give you all the information you need to help you understand if the company is doing something wrong. If they do not, please contact your government officials and the police to file one.

The first thing you need to understand that you have 30 days to consider the debt that they put on you. I need to know that people make mistakes, then it is a grace period of 30 days will give you enough to make sure that it is correct and regular time. 

Before it. recovery agents should not beg and chase you by telephone or other form of contact. After 30 days, your phone may begin to sound like and be a collector calling to pay their bills. Be aware that what they say is not only unethical it is also illegal.

recovery agent can be threatened, not with everything he says. They do not have the power to do so. For example, collectors may not threaten to use the lack of good " credit " to ruin your reputation and talk to each other as friends, boss or employer of their debt problems. 

Most cases can only debt collector you with information about you and your spouse and creditors. The rest is a violation and you may have the ability to sue the collection agency if they say this confidential information to anyone other than that.

collector can not threaten ruin your credit history. It is a threat that is totally unacceptable. The damage already done to your credit report. Debt is not allowed to declare 7-10 years, and it will depend on your credit rating agency. 

Federal law does not allow other agents ruin your credit in any way. If they threaten, or speak with your debt, the collection agency is a FDCPA violation and it is your duty to take into account the Agency to authorities. A collector can not threaten to cut your wages or stop by any means ...

the only thing that the collection agency can do is drag it to the court. If they threaten no more than that, you should not just get away from the phone, you also have to call the police and they will help you make an official complaint. 

Having good credit is on the line, and if the collection agency is not their right to work, probably false declaration to be your debt.

" You must know your rights about credit and protect yourself as well "

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